Investmark's Four Key Principles of Investment Management

 

IM Puzzle
 

 

1. Asset Allocation*

  • Asset allocation is the central theme of our investment philosophy and is the primary factor in determining investment results.  
  • The biggest mistake investors make is not paying enough attention to asset allocation. 

2. Specialist Managers

  • The more management styles represented in your portfolio, the greater the diversification and the less risk for your money.
  • Each manager has an expertise in a specific market substyle.
  • These managers are employed to invest in that mandate alone. 

3. Portfolio Structure

  • We diversify your portfolio within and across asset classes and styles, which helps you access the return potential of the full range of financial markets.
  • The high level of diversification** in our portfolios helps manage your investment risk and smooth out performance.
  • We further enhance diversification with alternative investments, real estate, and other opportunities when appropriate.

*Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved.

4. Continuous Management

Portfolios tend to “drift” from their original allocations as different sectors of the market appreciate or depreciate over time. Some fund objectives may also change over time. Investmark addresses these types of changes via a two-step process:

  • Your asset mix is systematically rebalanced to its target points.
  • Ongoing monitoring and manager reviews ensure that managers’ investment styles remain consistent with their assigned objectives.

 

 

 

**Diversification does not assure a profit or protect against loss in declining markets, and diversification cannot guarantee that any objective or goal will be achieved.